Everything your business needs — without a bank.

From card acceptance to disbursements, Monetic makes your money programmable.

Platform Dashboard Preview

Platform that caters to your unique merchant needs and use cases

Customer Payments

Programmatically open accounts for your business and consumer end users at our partner banks.

  • Direct acquirer relationships
  • Peer to Peer customer payments vias Monetic Pay
  • Competitive rates
  • Instant USDC onboarding to Monetic's stack
  • Built-in Reconciliation
Accounts Guide →
Accounts feature graphic
Payments feature graphic

Bill Pay

Handle direct payments on Monetic’s payments stack to move funds seamlessly.

  • Intra Account (On-us)
  • ACH
  • Check
  • Wire
  • FedNow (coming soon)
Payments Guide →

Card Issuance

Manage your own card issuance via Monetic’s modern issuing platform that is flexible, scalable, and feature-rich.

  • Business Cards
  • Physical & Virtual
  • Team Issuance
  • Spend Controls
Card Issuance Guide →
Card Issuance feature graphic