Powering a New Era of Bankless Merchant Infrastructure

Monetic enables merchants to accept payments, manage funds, and settle globally without traditional banks—all in a compliant, crypto-native way.

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Meet Monetic: The Bankless Merchant Stack

Monetic provides a secure, compliant suite of tools for merchants to accept payments, manage funds, and scale without banks.

Wallet Icon

Wallets

Generate secure, non-custodial wallets. Your keys, your control — export anytime. Our design leverages Safe smart contracts, securing over $100b in value.

  • Business & Consumer Wallets
  • Multi-network Support
  • Programmatic Access
  • Token Gating & Access Control
  • Settlement & Balance Tracking
Payments Icon

Payments

Use our infrastructure to move money via card, wire, ACH, and stablecoins—all from a unified dashboard.

  • Card Onramp (Visa/Mastercard)
  • ACH & Wire Support
  • USDC / Crypto Flows
  • Bulk Payouts
  • Monitoring & Controls
Card Icon

Card Issuance

Enable your users to spend from their Monetic account using physical and virtual Raincards products.

  • Virtual & Physical Cards
  • Consumer or Business
  • Card Controls & Limits
  • Instant Issuance
  • Multi-currency Support
Bill Pay Icon

Bill Pay

Use your USDC balance to pay vendors or invoices via ACH and wire transfers — without converting to fiat.

  • ACH & Wire Disbursements
  • USDC-Based Off-Ramp
  • No Manual Conversion
  • Seamless Vendor Experience
  • Global Reach

Not "bolt-on" compliance, but built-in compliance,
making blockchain better for everyone

Monetic has compliance built into its platform, allowing partners and merchants to stay on top of every link in the chain.

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Controls

Controls

Leverage granular flags and limits to build sophisticated guardrails and mitigate risks.

Reconciliation

Reconciliation

Timely reconciliation on an immutable ledger for each transaction ensures accurate and reliable account balances.

Monitoring

Monitoring

Real-time and post-facto monitoring is designed to track and screen each transaction flowing through the platform.

Security

Security

Comprehensive security program, SOC-2 certified and PCI compliant to ensure robust bank-grade security.

Reporting

Reporting

Detailed daily and on-demand reporting and advanced business insights to empower your strategic operations.

Automation

Automation

Designed to automate and streamline compliance processes, staying current with regulatory requirements.

FinTech Ecosystem Diagram

Unlock the potential of the FinTech ecosystem.

Stablecoin ecosystems have emerged as catalysts for forward-thinking companies, accelerating transformative change and driving revenue. Power your business by building on Monetic's modern technology, which seamlessly integrates with critical partners and complies with regulations.

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